DEFINITION OF THE NATURE OF FACTORING SERVICES AND FEATURES OF ITS SUPPLY BY FINANCIAL INSTITUTIONS

Author:

Maksym Dubyna, Chernihiv National University of Technology (95 Shevchenka Str., Chernihiv, Ukraine).

Olena Shyshkina, Chernihiv National University of Technology (95 Shevchenka Str., Chernihiv, Ukraine).

Dubyna Petro, Chernihiv National University of Technology (95 Shevchenka Str., Chernihiv, Ukraine).

Language: ukrainian

Annotation:

The article analyzes the main types of loans, which today can be identified by analyzing the features of the functioning and development of credit relations. Classification of all types of loans was realized due to the identification of the main characteristics, which were assigned the following: the order of the loan, the nature of the lender, the nature of the borrowers, the loan terms, depending on the object of lending, the type of interest rate, the method of issuance of funds , on the sectoral focus of the loan, on the level of risk, on the methods of repayment and payment of a loan, in the presence of collateral for the loan. Together, all of these characteristics and the corresponding types of loans form a single system of classification of loans, which today contains the most known and common types of loans.

Key words:

loan; service; factoring service; factor; factoring with/without regress

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